Credit Finance is generally concerned with the silent partner who provides financing without being involved in the day-to-day operation of the entity. Global credit markets safely exceed the size of its counterpart equity markets by multiple times. Credit can be sourced typically from two main markets:
- Loans Market – in the form of standalone/syndicated credit lines from banks, financial institutions, and lately private credit funds,
- Capital Market – in the form of public or private security issuance like bonds, sukuk, and convertibles.
Creditworthiness of the borrower, its readiness for assuming different liability forms, and the size of the required financing are usually the main determinants for selecting the go-to market and the form of credit.
Our Credit Finance Strategy empowers creditworthy corporate and sovereign borrowers to raise credit locally and internationally, benefiting from our openness and accessibility to global markets. The strategy also provides our business partners with credit advisory, structuring and restructuring of outstanding credit facilities.
